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>> 贷款利率（贷款还款信息参考）
一．首套房贷商业贷款利率及还款明细表 （基准利率下浮30%）
贷款利率具体下浮比例以各家银行实际执行标准为准
| 借款金额 |
借款年数 |
借款年利率% |
等额本息方式
月还款金额 |
等额本金方式
首月月还款 |
| ￥10,000 |
1 |
6.56 |
￥863.24 |
￥888 |
| ￥10,000 |
2 |
6.65 |
￥446.14 |
￥472.08 |
| ￥10,000 |
3 |
6.65 |
￥307.17 |
￥333.19 |
| ￥10,000 |
4 |
6.9 |
￥239.00 |
￥265.83 |
| ￥10,000 |
5 |
6.9 |
￥197.54 |
￥224.17 |
| ￥10,000 |
6 |
7.05 |
￥170.73 |
￥197.64 |
| ￥10,000 |
7 |
7.05 |
￥151.17 |
￥177.80 |
| ￥10,000 |
8 |
7.05 |
￥136.59 |
￥162.92 |
| ￥10,000 |
9 |
7.05 |
￥125.32 |
￥151.34 |
| ￥10,000 |
10 |
7.05 |
￥116.37 |
￥142.08 |
| ￥10,000 |
11 |
7.05 |
￥109.10 |
￥134.51 |
| ￥10,000 |
12 |
7.05 |
￥103.10 |
￥128.19 |
| ￥10,000 |
13 |
7.05 |
￥98.08 |
￥122.85 |
| ￥10,000 |
14 |
7.05 |
￥93.82 |
￥118.27 |
| ￥10,000 |
15 |
7.05 |
￥90.16 |
￥114.31 |
| ￥10,000 |
16 |
7.05 |
￥87.00 |
￥110.83 |
| ￥10,000 |
17 |
7.05 |
￥84.25 |
￥107.77 |
| ￥10,000 |
18 |
7.05 |
￥81.84 |
￥105.05 |
| ￥10,000 |
19 |
7.05 |
￥79.72 |
￥102.61 |
| ￥10,000 |
20 |
7.05 |
￥77.83 |
￥100.42 |
| ￥10,000 |
21 |
7.05 |
￥76.15 |
￥98.43 |
| ￥10,000 |
22 |
7.05 |
￥74.65 |
￥96.63 |
| ￥10,000 |
23 |
7.05 |
￥73.30 |
￥94.98 |
| ￥10,000 |
24 |
7.05 |
￥72.09 |
￥93.47 |
| ￥10,000 |
25 |
7.05 |
￥71.00 |
￥92.08 |
| ￥10,000 |
26 |
7.05 |
￥70.01 |
￥90.80 |
| ￥10,000 |
27 |
7.05 |
￥69.11 |
￥89.61 |
| ￥10,000 |
28 |
7.05 |
￥68.29 |
￥88.51 |
| ￥10,000 |
29 |
7.05 |
￥67.55 |
￥87.49 |
| ￥10,000 |
30 |
7.05 |
￥66.87 |
￥86.53 |
二．二套房贷商业贷款利率及还款明细表 （基准利率上浮10%）
| 借款金额 |
借款年数 |
借款年利率% |
借款月利率‰ |
等额本息方式
月还款金额 |
等额本金方式
首月月还款 |
| ￥10,000 |
1 |
5.841 |
4.8675 |
一次性还本付息 |
一次性还本付息 |
| ￥10,000 |
2 |
5.94 |
4.95 |
￥442.94 |
￥466.17 |
| ￥10,000 |
3 |
5.94 |
4.95 |
￥303.95 |
￥327.28 |
| ￥10,000 |
4 |
6.336 |
5.28 |
￥236.39 |
￥261.13 |
| ￥10,000 |
5 |
6.336 |
5.28 |
￥194.89 |
￥219.47 |
| ￥10,000 |
6 |
6.534 |
5.445 |
￥168.26 |
￥193.34 |
| ￥10,000 |
7 |
6.534 |
5.445 |
￥148.66 |
￥173.50 |
| ￥10,000 |
8 |
6.534 |
5.445 |
￥134.03 |
￥158.62 |
| ￥10,000 |
9 |
6.534 |
5.445 |
￥122.72 |
￥147.04 |
| ￥10,000 |
10 |
6.534 |
5.445 |
￥113.72 |
￥137.78 |
| ￥10,000 |
11 |
6.534 |
5.445 |
￥106.41 |
￥130.21 |
| ￥10,000 |
12 |
6.534 |
5.445 |
￥100.37 |
￥123.89 |
| ￥10,000 |
13 |
6.534 |
5.445 |
￥95.30 |
￥118.55 |
| ￥10,000 |
14 |
6.534 |
5.445 |
￥90.99 |
￥113.97 |
| ￥10,000 |
15 |
6.534 |
5.445 |
￥87.30 |
￥110.01 |
| ￥10,000 |
16 |
6.534 |
5.445 |
￥84.10 |
￥106.53 |
| ￥10,000 |
17 |
6.534 |
5.445 |
￥81.30 |
￥103.47 |
| ￥10,000 |
18 |
6.534 |
5.445 |
￥78.85 |
￥100.75 |
| ￥10,000 |
19 |
6.534 |
5.445 |
￥76.68 |
￥98.31 |
| ￥10,000 |
20 |
6.534 |
5.445 |
￥74.76 |
￥96.12 |
| ￥10,000 |
21 |
6.534 |
5.445 |
￥73.04 |
￥94.13 |
| ￥10,000 |
22 |
6.534 |
5.445 |
￥71.50 |
￥92.33 |
| ￥10,000 |
23 |
6.534 |
5.445 |
￥70.11 |
￥90.68 |
| ￥10,000 |
24 |
6.534 |
5.445 |
￥68.86 |
￥89.17 |
| ￥10,000 |
25 |
6.534 |
5.445 |
￥67.73 |
￥87.78 |
| ￥10,000 |
26 |
6.534 |
5.445 |
￥66.71 |
￥86.50 |
| ￥10,000 |
27 |
6.534 |
5.445 |
￥65.77 |
￥85.31 |
| ￥10,000 |
28 |
6.534 |
5.445 |
￥64.92 |
￥84.21 |
| ￥10,000 |
29 |
6.534 |
5.445 |
￥64.14 |
￥83.19 |
| ￥10,000 |
30 |
6.534 |
5.445 |
￥63.43 |
￥82.23 |
三、商业用房按揭商业贷款及房屋抵押贷款月还款计算表
| 借款金额 |
借款年数 |
借款年利率% |
借款月利率‰ |
等额本息方式
月还款金额 |
等额本金方式
首月月还款 |
| ￥10,000 |
1 |
5.31 |
4.425 |
一次性还本付息 |
一次性还本付息 |
| ￥10,000 |
2 |
5.4 |
4.5 |
￥440.51 |
￥461.67 |
| ￥10,000 |
3 |
5.4 |
4.5 |
￥301.51 |
￥322.78 |
| ￥10,000 |
4 |
5.76 |
4.8 |
￥233.75 |
￥256.33 |
| ￥10,000 |
5 |
5.76 |
4.8 |
￥192.21 |
￥214.67 |
| ￥10,000 |
6 |
5.94 |
4.95 |
￥165.45 |
￥188.39 |
| ￥10,000 |
7 |
5.94 |
4.95 |
￥145.80 |
￥168.55 |
| ￥10,000 |
8 |
5.94 |
4.95 |
￥131.12 |
￥153.67 |
| ￥10,000 |
9 |
5.94 |
4.95 |
￥119.76 |
￥142.09 |
| ￥10,000 |
10 |
5.94 |
4.95 |
￥110.72 |
￥132.83 |
| ￥10,000 |
11 |
5.94 |
4.95 |
￥103.36 |
￥125.26 |
| ￥10,000 |
12 |
5.94 |
4.95 |
￥97.27 |
￥118.94 |
| ￥10,000 |
13 |
5.94 |
4.95 |
￥92.16 |
￥113.60 |
| ￥10,000 |
14 |
5.94 |
4.95 |
￥87.80 |
￥109.02 |
| ￥10,000 |
15 |
5.94 |
4.95 |
￥84.06 |
￥105.06 |
| ￥10,000 |
16 |
5.94 |
4.95 |
￥80.82 |
￥101.58 |
| ￥10,000 |
17 |
5.94 |
4.95 |
￥77.98 |
￥98.52 |
| ￥10,000 |
18 |
5.94 |
4.95 |
￥75.48 |
￥95.80 |
| ￥10,000 |
19 |
5.94 |
4.95 |
￥73.27 |
￥93.36 |
| ￥10,000 |
20 |
5.94 |
4.95 |
￥71.30 |
￥91.17 |
| ￥10,000 |
21 |
5.94 |
4.95 |
￥69.54 |
￥89.18 |
| ￥10,000 |
22 |
5.94 |
4.95 |
￥67.95 |
￥87.38 |
| ￥10,000 |
23 |
5.94 |
4.95 |
￥66.53 |
￥85.73 |
| ￥10,000 |
24 |
5.94 |
4.95 |
￥65.24 |
￥84.22 |
| ￥10,000 |
25 |
5.94 |
4.95 |
￥64.06 |
￥82.83 |
| ￥10,000 |
26 |
5.94 |
4.95 |
￥63.00 |
￥81.55 |
| ￥10,000 |
27 |
5.94 |
4.95 |
￥62.02 |
￥80.36 |
| ￥10,000 |
28 |
5.94 |
4.95 |
￥61.13 |
￥79.26 |
| ￥10,000 |
29 |
5.94 |
4.95 |
￥60.32 |
￥78.24 |
| ￥10,000 |
30 |
5.94 |
4.95 |
￥59.57 |
￥77.28 |
四．住房公积金贷款还款明细表
| 借款金额 |
借款年数 |
借款年利率% |
月均还款金额 （元） |
最低还款额 |
| ￥10,000 |
1 |
4.45 |
￥853.56 |
￥854 |
| ￥10,000 |
2 |
4.45 |
￥436.25 |
￥436 |
| ￥10,000 |
3 |
4.45 |
￥297.25 |
￥298 |
| ￥10,000 |
4 |
4.45 |
￥227.81 |
￥228 |
| ￥10,000 |
5 |
4.45 |
￥186.20 |
￥187 |
| ￥10,000 |
6 |
4.90 |
￥160.59 |
￥74 |
| ￥10,000 |
7 |
4.90 |
￥140.87 |
￥70 |
| ￥10,000 |
8 |
4.90 |
￥126.12 |
￥68 |
| ￥10,000 |
9 |
4.90 |
￥114.69 |
￥66 |
| ￥10,000 |
10 |
4.90 |
￥105.58 |
￥64 |
| ￥10,000 |
11 |
4.90 |
￥98.15 |
￥62 |
| ￥10,000 |
12 |
4.90 |
￥91.99 |
￥61 |
| ￥10,000 |
13 |
4.90 |
￥86.80 |
￥60 |
| ￥10,000 |
14 |
4.90 |
￥82.37 |
￥59 |
| ￥10,000 |
15 |
4.90 |
￥78.56 |
￥58 |
| ￥10,000 |
16 |
4.90 |
￥75.24 |
￥57 |
| ￥10,000 |
17 |
4.90 |
￥72.33 |
￥57 |
| ￥10,000 |
18 |
4.90 |
￥69.76 |
￥56 |
| ￥10,000 |
19 |
4.90 |
￥67.48 |
￥55 |
| ￥10,000 |
20 |
4.90 |
￥65.44 |
￥55 |
| ￥10,000 |
21 |
4.90 |
￥63.61 |
￥54 |
| ￥10,000 |
22 |
4.90 |
￥61.96 |
￥54 |
| ￥10,000 |
23 |
4.90 |
￥60.47 |
￥53 |
| ￥10,000 |
24 |
4.90 |
￥59.11 |
￥53 |
| ￥10,000 |
25 |
4.90 |
￥57.88 |
￥52 |
| ￥10,000 |
26 |
4.90 |
￥56.75 |
￥52 |
| ￥10,000 |
27 |
4.90 |
￥55.71 |
￥51 |
| ￥10,000 |
28 |
4.90 |
￥54.76 |
￥51 |
| ￥10,000 |
29 |
4.90 |
￥53.88 |
￥51 |
| ￥10,000 |
30 |
4.90 |
￥53.07 |
￥50 |
|
